Improvisation of Grameen Bank Project for Female initiative and Economic Empowerment
INTRODUCTION
Among various infectious diseases, HIV proves to be one of the most problematic due to both its physiological as well as socio-cultural manifestations. The rampant spread of the HIV epidemic around the world is, hence, leading to a growing public health crisis which needs to be urgently addressed in order to ensure the security and wellbeing of all members of the global health community. Sub-Saharan
POLITICAL AND SOCIOCULTURAL CONTEXT
Many non-white South Africans are still suffering the grave repercussions caused by Apartheid. Apartheid, which led to the strict segregation among the races, was instated from 1948 to 1994. Apartheid led to the empowering of the minority white elite which controlled much of the socioeconomic and political power in the country. The segregation took away voting rights and citizenship of individuals who resided in
The impact of Apartheid can still be felt because Apartheid served as the leading catalyst for the displacement of numerous men from their “ethnic homelands” (also called Bantustans[3] during the Apartheid movement), to crowded and hazardous working conditions in
The isolation of women in the former Bantustans along with the massive dislocation of the men from their “ethnic homelands” to
Since promiscuity was and is often times seen as a sign of masculinity in the black South African culture, the men in these conditions often times seek the solace of a prostitutes in times of loneliness and distress. The stressful and hazardous conditions in factory and mine work in
GENDER DECONTRUCTION, INEQUALITY & GENDER BASED VIOLENCE
Women hold a subordinate role in society making them more susceptible to coercive or various types of unwanted sexual behavior. A woman in these circumstances has no choice but to submit to her husband or another man for an assortment of reasons. Firstly, a woman’s wish to use a condom may not be respected due to the gender disparities which are still largely prevalent. Secondly, a woman’s desire to use a condom may be construed as a woman not trusting her husband as well as not accepting him fully. Thirdly, a woman who proposes to use a condom can be construed as ‘lose’ by her very suggestion to use protection with her partner despite the fact that it is socially acceptable for her male partner to have multiple sexual partners. Condoms are also perceived as uncomfortable and unnatural in monogamous relationships. Even though, a woman may have reasons for not trusting her husband, her husband may still be humiliated by the suggestion of a condom and this may propagate more of an abusive situation.[7] Additionally, much physical violence and emotional violence still persists. It is estimated that 80% of rural South African women are victims of domestic or sexual violence.[8] That being said, a women may not even be given a choice to consent and may be subjugated to abuse by her spouse. Furthermore, practices like “dry sex” also further propagate the spread of infection of HIV in women. “Dry sex” is a practice in which the women are intentionally wiped dry in order to increase the sensational pleasure for the man. This practice makes the woman’s vaginal canal more prone to bleeding, further leading to the spread of HIV. [9] Additionally, even if women are monogamous there is no guarantee that the males in the relationship are the same way. Men who are promiscuous are often times considered more masculine and therefore having multiple sex partners is, in a way, encouraged from a cultural stand point. Consequently, the spread of HIV is also reinforced due to certain cultural influences.[10]
Women are also very much economically dependent on the male members in their life, and economic stability is sometimes conditional upon the consent to have sex. [11] Other factors such as, the myth that having sex with a virgin will cure one of AIDS, also leads to many cases of sexual abuse and violence on individuals as young as infants who are female.[12] These and other myths which surround AIDS and treatment for AIDS make women very vulnerable not only to their own partners, but also to other men in the community. “One in every three women in SA is in an abusive relationship, a woman is killed by her partner every six days and there is a rape every 35 seconds.”[13]
A female is especially put in a compromising position in these circumstances because she is very much dependent on the male members of her family for survival. Even though physical and emotional abuse may be prevalent, women may see it as a better alternative than to starve themselves.[14] Therefore, allowing a way in which women are able to be educated and empowered may provide some hope for the future. Although it cannot be explicitly stated that this will stop all men from abusing their wives, this may boost the level of self confidence of these women so that they can sustain a living for themselves independent of the men in their lives. If women have a way to economically empower themselves, this may lead to better conditions in the months in which her husband is away.
ECONOMIC EMPOWERMENT AND EDUCATION FOR WOMEN
Economic empowerment and education are, thus, essential for women in
Furthermore, economic empowerment for women also holds other optimistic promises. Some studies have shown that women led households potentially show a 12% decrease in malnutrition compared to their male counterparts. This is predicted due to the fact that females are more likely to spend their incomes on the collective need of the families such as school fees or winter clothes, whereas many men are more likely to expend money on beer and other pleasure central activities. These studies therefore assume that a woman’s income proves to be more “multiplied” in the sense that it can lead to the raising of standard of living of the whole family, as a woman is more sensitive to the needs of her family and is more likely to spend her income in ways which will better support both her family’s health as well as overall wellbeing. Therefore, because women spend more of their incomes on alleviating dire conditions, women are predicted to be better able to climb the social ladder than men are able to do in similar circumstances. [16]
The access to education for women also leads to considerable economic growth of the whole country for various reasons. Firstly, access to education lowers the fertility rate as it slows population growth. Secondly, raising the education level of women also decreases infant mortality. For instance, even in a country with a GDP as low as $300 per person, the “doubling of female secondary school enrollments” has indicated a decrease in infant mortality from 105 to about 78 for every 1000 individuals.[17] This is another interdisciplinary solution which may allow for empowerment of women from a broader context, leading to the overall wellbeing and health of not only these women but also their families.
Numerous other reasons exist for why economic empowerment and access to education are integral not only in promoting the wellbeing and health of the society but also in promoting economic growth of the country. For instance, if more women are educated leading to the slowing of growth of population, this would allow for “long term sustainable development.”[18]
DEVELOPMENT PROGRAMS AND IMPLEMENTATION
Investing time and effort in order to explore the cultural and social factors of each and every location would indicate that development projects would have to spend much time and energy in these endeavors. Many development projects are, however, executed and implemented in a very superficial level as development workers move from one location to another in a fairly quick manner. In order to spur a real growth and change in any society, it requires a very intimate familiarity with that culture. Development managers therefore do not have the time or the resources in order to heavily invest. Therefore, this leads to abundant development projects yet a low success rate as the institutions implementing these projects do not evaluate cultural and social influences.[19]
Recently programs have been implemented in
SOLUTION: GRAHMEEN BANK PROJECT
Keeping the concerns of feasibility, sustainability and accessibility in mind, a program which has recently shown much success and promise in meeting these goals has been the Grameen Bank (GB) established in
GRAHMEEN BANK:
Another reason why a program like the Grameen Bank project may be suitable for
SUSTAINABILITY
This project differs from the less successful development projects defined above as it addresses that development is a “long term” process, and that sustainability is therefore essential. A program which is founded on long term sustainability certainly holds promise of being successful in its attempts of program implementation. The failures of many development projects are not because the intentions are not good or just, but perhaps that these intentions are not carried out in the proper cultural context in which these intentions ought to be carried out. Therefore, both cultural sensitivity and long term sustainability is critical to any development project.
A project like GB for its entire caliber can be foreseeable and imaginable in the near future in
CONCLUSION
Although HIV has various implications for women in
Bibliography
| Foot Note Numbers | Title | |
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| 2 | “Post Apartheid | Nowak, M. (Ed.). (2005). Post Apartheid International Monetary Fund Publication services. |
| 3 | “ | |
| 4,14,15 | “Gender Based Violence” | (2006). Gender Based Violence, Retrieved March 26, 2007, from UNICEF Web site: http://www.unicef.org/southafrica/hiv_aids_729.html |
| 5,10 | “Women and AIDS in | Suich, A (2006). Women and AIDS in Retrieved march 20 2007, from http://find.galegroup.com/itx/infomark.do?&contentSet=IAC-Documents&type=retrieve&tabID=T003&prodId=ITOF&docId=A152633365&source=gale&srcprod=ITOF&userGroupName=viva_uva&version=1.0 |
| 4,6 | “The scale of | Pemrey, Graham (2007, March 20). The scale of Crisis. Retrieved March 26, 2007, from AVERT Web site: http://www.avert.org/aidssouthafrica.htm |
| 7 | “ | Hall, K. (2006 February 2). from Population Council Web site: https://www.popcouncil.org/projects/TA_SouthAfGenderHIV.html |
| 8 | “Men and Violence Are Barriers to Preventing HIV in Women” | (2004 March 24). Men and Violence Are Barriers to Preventing HIV in Women. Retrieved March 27, 2007, from EngenderHealth Web site: http://www.engenderhealth.org/news/newsreleases/040305.html |
| 9 | "Is "DRY SEX" one of the hidden reasons for the country horrifying AIDS epidemic? (Investigation)." | Tshabalala, L. (April 2005). "Is "DRY SEX" one of the hidden reasons for the country horrifying AIDS epidemic? (Investigation)." Marie Claire , 12.4:203(3), Retrieved march 22 2008, from http://find.galegroup.com/itx/infomark.do?&contentSet=IAC-Documents&type=retrieve&tabID=T003&prodId=ITOF&docId=A130390260&source=gale&srcprod=ITOF&userGroupName=viva_uva&version=1.0 |
| 11 | "In | (2004 November 4 ) "In Retrieved March 22 2007, from http://find.galegroup.com/itx/infomark.do?&contentSet=IAC-Documents&type=retrieve&tabID=T003&prodId=ITOF&docId=A123784878&source=gale&srcprod=ITOF&userGroupName=viva_uva&version=1.0 |
| 12 | “HIV/AIDS, the stats, the virgin cure and infant rape” | Earl-Taylor, M. (2002 April). HIV/AIDS, the stats, the virgin cure and infant rape. Science in |
| 21 | “ | (2007 March 14 ). |
| 16,17, 18 | “Gender Inequality and the Economy: Empowering Women in the new | Maharaj, Z. (2000). |
| 19 | "Oversight crisis at development banks: slashed wrists, blood-smeared offices and workers too terrified to complain: what can be done to root out alleged corruption at the world's development banks? (The world: multilateral finance)." | Andersen, M. (2003 March 4). "Oversight crisis at development banks: slashed wrists, blood-smeared offices and workers too terrified to complain: what can be done to root out alleged corruption at the world's development banks? (The world: multilateral finance)." Insight on the News 19.6, 32(2), Retrieved march 22 2007 , from http://find.galegroup.com/itx/infomark.do?&contentSet=IAC-Documents&type=retrieve&tabID=T003&prodId=ITOF&docId=A98415812&source=gale&srcprod=ITOF&userGroupName=viva_uva&version=1.0 |
| 20 | “The Emergency Plan in | (2007 January 8). The Emergency Plan in Control and Prevention Web site: http://www.cdc.gov/nchstp/od/gap/countries/south_africa.htm |
| 22,24 | “Grameen Bank Project: Credit Delivery System” | (2002 September). Credit delivery system. Retrieved March 23, 2007, from Grameen Bank Web |
| 23 | “Grameen Bank Project: A Short History” | (2002 September).A short history of Grameen Bank. Retrieved March 23, 2007, from Grameen Bank Web site: http://www.grameen-info.org/bank/hist.html. |
| 25 | “World Health Organization Data” | (2007). |
| 13 | “ | Ali-Dinar, A. (1999, August 22). from |
[2] Book: “Post-Apartheid South Africa : the First Ten Years”
[3] Bantustans: an ethnic reserve for nonwhite individuals predominantly in rural parts of
[4] Article: “Scale of
[5] Article: "Women and AIDS in
[6] Article: “Scale of
[7] Article: “
[8] Article: “Men and violence are barriers to preventing HIV in women”
[9] Article: "Is "DRY SEX" one of the hidden reasons for the country's horrifying AIDS epidemic? (Investigation)."
[10] Article: "Women and AIDS in
[11] Article: "In
[12] Article: “HIV/AIDS, the stats, the virgin cure and infant rape”
[13] Article: “
[14] Article: “ Gender Based Violence”
[15] Article: “Gender Based Violence”
[16] Article: “Gender Inequality and the Economy: Empowering Women in the new
[17] Article: “Gender Inequality and the Economy: Empowering Women in the new
[18] Article: “Gender Inequality and the Economy: Empowering Women in the new
[19]Article: "Oversight crisis at development banks: slashed wrists, blood-smeared offices and workers too terrified to complain: what can be done to root out alleged corruption at the world's development banks? (The world: multilateral finance)."
[20] The Emergency Plan in
[21] Article: “South Africa Unveils 5 year HIV Plan”
[22] Grameen Bank project: Credit Delivery System
[23] Grameen Bank project: A Short History
[24] Grameen Bank project: Credit Delivery System
[25] World Health Organization Data
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